Shack, Informal Housing & Merchant Insurance

Cover for risk of damage or loss for properties located in a township, rural village, or informal settlement.

Benefits To Policyholders

Cover Provided

Merchant Cover

Cover of between R50 000 and R500 000 for the loss or damage to your shop, including stock for
trade caused by fire, weather events, such as storms or floods, and direct impact such as trees falling
onto the building or wall collapsing onto a part of your property.

Household Contents

We will cover you for damage to your Household contents caused by:

  • Fire, lightning or gas explosion
  • Storm, wind, water and hail
  • Theft
  • Natural Earthquake
  • Accidental damage at your home
  • Impact with the building or falling trees
  • Leaks and overflow of water
Home Damage

Cover of between R50 000 and R2 000 000 for damage to buildings caused by:

  •  Fire, lightning, or gas explosion
  • Storm, wind, water and hail
  • At an additional cost, you can also include cover for damage caused by:
  • Impact with the building or falling trees
  • Natural Earthquake
  • Leaks and overflow of water
  • Theft of any part of the building
  • Accidental damage or breakage of fixtures and fittings

This is only a guide. The full terms and conditions are contained in the policy wording.

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